The day had started out so well. You flew out to meet with a client and wrapped up a big sale. On the way home you got some time in the clag and shot an approach to your non-towered home field. You broke out we’ll above minimums and easily spotted the runway. But then, somehow, you didn’t handle the crosswind during rollout and went swerving off the runway into the grass. To make matters worse, just before you got the airplane stopped the nose gear hit a hidden storm-drain cover and collapsed.
You shut everything down and crawled out, pretty disgusted with yourself. Looking at the bent prop and nose damage, you remember that Part 830 of the NTSB regulations defines a reportable aircraft accident. This clearly isn’t enough damage to qualify, so you know you don’t have to report this to any federal agency. You know you have good insurance, so you’ll call your agent first thing and you’ll talk with the FBO about getting the airplane moved into your hangar where it will be protected from the elements until repairs can get started.